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Emery Financial - Clients for LIFE.

CLIENTS for LIFE!

Our goal is to always provide the best rates and service to earn your business and referrals for life! Choosing the right broker means more than simply finding the lowest quote on a 30 year fixed. As your needs change, I'll keep you partnered with the lender who best suits you.

After all, what stays fixed for 30 years?

	Giant Misconceptions and Real Opportunity
	Another case of wet sidewalks causing rain: Why the “Super Bowl Indicator” is about as useful as a Ouija board. Plus: Patrick Cox on a fast growing, $87 billion market… and a tiny player set to dominate.

	When “Retirement Age” Is Obsolete
	The next nail in Social Security’s coffin: Patrick Cox on one simple substance and three big breakthroughs. Plus... In the labor force in December, out of the labor force in January: How the government conjured up today’s ridiculous unemployment numbers.

	Down the Groundhog Hole
	The Amazonian precedent: How Facebook’s lofty claptrap gives us Groundhog Day déjà vu. Plus, Groundhog Day weirdness: Bill Gross goes “Ron Paulish”… Rogue lawmakers in the Evergreen State… Eerie swarms of drones… and a busybody crackdown on a blogger.

	Time-Wasters, Money-Wasters
	800 million teenyboppers wasting time on Facebook: Is each one really worth $125 to an investor? The hottest IPO ever, seen through the prism of The 5. Plus... Iran, Venezuela, China: A laundry list of “strategic threats” loading up on gold.

Twitter Updates

Homebuilder buys 132 San Juan lots: Homebuilder Taylor Morrison bought 132 lots in San Juan Capistrano from Newp... http://t.co/MpB6KV90about 2 hours ago reply
See $2.2 million home occupied by squatters (Photos): The squatters are gone. Today, the Newport Coast home is “... http://t.co/CrE69TClabout 8 hours ago reply

RECENT POSTS

Bob wrote Pitfalls of Tax Credit in Bob's Blog

Bob wrote The Value of Word-of-Mouth Referrals for your Business in Bob's Blog

Bob wrote Are You Ready for “The Big One”? in Bob's Blog

Bob wrote Where are the affordable solar power solutions for homeowners? in Bob's Blog

620 Newport Center Drive, Suite 630 Newport Beach CA 92660 (800) 573-6379, (949) 729-9200, ext. 292 Fax: (949) 203-8714
Bob Rowe NMLS #309953

© 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

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