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OC Default Rate Up

by Bob Rowe on 18 Mar 2010 12:39 PM

(Source: OC Register) According to DataQuick’s monthly report for Orange County housing for February.

  • The number of defaults — first step to foreclosure — was 1,775 – that’s +13.8% vs. the previous month and -35.3% vs. a year ago.

  • Homeowners losing their homes through foreclosure numbered 600 – that’s -9.4% vs. the previous month and -22.1% vs. a year ago.

Other Orange County lending stats for last month, including the average down payment on homes financed, share of adjustable loans used to buy; and the estimated monthly mortgage payments for financed buyers — by month and year-to-date averages …

Slice

Last month

Vs. prev. mo.

Vs. year ago

YTD average

Vs. year ago

Defaults

1,775

13.8%

-35.3%

1,668

-32.5%

Foreclosures

600

-9.4%

-22.1%

631

-21.4%

Avg. down payment

19.3%

-0.2%

7.2%

19.4%

10.3%

Adjustable loan share

6.0%

-1.2%

106.9%

6.6%

127.6%

Monthly payment index

$2,195

-0.9%

1.3%

$2,205

0.1%

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